Car and Business Insurance for Business-Owned Vehicles in Olmsted, North Ridgeville, and Westlake Ohio

Posted on: October 14th, 2014

Are you looking for a car insurance policy that will protect your company’s automobile in case of theft, damage, or accidents? There are two main types of car insurance for companies, and we discuss them in more detail in this article.

If you are a business owner from Avon, Cleveland, Lakewood, North Olmsted, North Ridgeville, or Westlake then it is good to know you can choose from two main types of car insurance policies for your company-owned automobiles:

  1. Commercial auto insurance

If you are looking to specifically insure your company’s vehicles, then this is the insurance type you are looking for. The commercial auto insurance provides coverage for all the vehicles owned by a company. It can be a great addition to your business, since it provides coverage for SUVs, trucks, automobiles, vans or other vehicles in case of collision or damage.

  1. BOP

You can opt for an insurance policy that will cover your car plus other business assets. A general BOP, of business owner’ policy will usually include, besides car insurance, liability insurance, property insurance, or business interruption insurance.

The BOP is also the recommended solution to protect your company from liabilities that may occur from employee’s driving their own cars during work time.

Most business owners from Avon, Cleveland, Lakewood, North Olmsted, North Ridgeville, Westlake opt for this type of insurance because on the long term it saves them time and money. It is way more efficient to pay for a single insurance package that includes all the policies you need instead of paying for each insurance separately.

Additionally, you can also create a personal automobile insurance, which has a double advantage. This type of car insurance protects you and your business in case of physical damage, bodily injury, or any liability that results from a car accident.

Posted in Car Insurance, commercial insurance, Neverman Blog | Comments Off on Car and Business Insurance for Business-Owned Vehicles in Olmsted, North Ridgeville, and Westlake Ohio