13 Practical Ways to Save Money

Even before inflation, people were struggling to save money. 43% of Americans were spending more than they made each month. Higher prices have only exasperated this. We wanted to provide you with practical ways to save money and ensure your…

Actual Cash Value vs. Replacement Cost Value

As a homeowner, it’s important to understand the different types of coverage available to protect your investment. Two key terms to know are actual cash value (ACV) and replacement cost value (RCV). While they may sound similar, there are significant…

The Many Uses of Life Insurance

Life insurance is a valuable investment that provides your loved ones with financial security and peace of mind. Most people think of life insurance as a way to provide for their family in the event of their untimely death. However,…

What is Gap Insurance?

GAP insurance, or Guaranteed Asset Protection insurance, is a type of insurance that covers the difference between the amount owed on a car loan and the car’s actual cash value (ACV) in the event of a total loss, such as…

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