What is the Medicare Open Enrollment Period?

 

Medicare health and drug plans can make changes each year—things like cost, coverage, and what providers and pharmacies are in their networks. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.

During the Medicare open enrollment period, you can: Switch from Original Medicare to Medicare Advantage (as long as you’re enrolled in both Medicare Part A and Part B, and you live in the Medicare Advantage plan’s service area).

Medicare is the federal health insurance program for People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

How do people know if they need to change plans?

People in a Medicare health or prescription drug plan should always review the materials their plans send them, like the “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC). If their plans are changing, they should make sure their plans would still meet their needs for the following year. If they’re satisfied that their current plans will meet their needs for next year and it’s still being offered, they don’t need to do anything.

Neverman Insurance Agency works with the following carriers for your Medicare needs at NO extra charge:

  1. AARP
  2. Aetna
  3. Anthem
  4. Humana
  5. Medical Mutual
  6. United HealthCare
  7. WellCare

We appreciate the opportunity to help you and look forward to servicing your insurance needs! Feel free to call our Health Advisor Bruce Wilson, if you have more detailed questions. (440) 871-5620  www.clevelandmedicareplans.com

Source: CMS.com Centers for Medicare & Medicaid Services

Neverman Insurance Agency – 27594  Detroit Rd Westlake, Ohio  44145 (440) 871-5620 nevermaninsurance.com

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